Loan Signing Agent: A Notary Public with training or experience handling loan documents.

Mobile Notary Public: A Notary Public who travels to your location. We will meet you at a location that is convenient for you. It could be your home, office or other mutually agreed upon location.

Notary Public: A public official appointed by the California Secretary of State, whose primary function is to serve as an impartial witness and authenticate the signature(s) on contracts, deeds, and other legal documents.

Satisfactory Evidence: The absence of any information, evidence or other circumstances which would lead a reasonable person to believe that the individual is not the individual he or she claims to be and (a) Paper Identification Documents or (b) the oath of a single credible witness or (c) the oaths of two credible witnesses under penalty of perjury.

Single Credible Witness: The identity of the signer can be established by the oath of a single credible witness whom the notary public personally knows.  The notary public must establish the identity of the credible witness by the presentation of paper identification (please refer to Forms of ID for a list of acceptable paper identification documents). Under oath, the credible witness must swear or affirm that each of the following is true: (a) The individual appearing before the notary public as the signer of the document is the person named in the document; (b) The credible witness personally knows the signer; (c) The credible witness reasonably believes that the circumstances of the signer are such that it would be very difficult or impossible for the signer to obtain another form of identification; (d) The signer does not possess any of the identification documents authorized by law to establish the signer’s identity; (e) The credible witness does not have a financial interest and is not named in the document signed.

Two Credible Witnesses:  The identity of the signer can be established by the oaths of two credible witnesses whom the notary public does not personally know. The notary public first must establish the identities of the two credible witnesses by the presentation of paper identification (please refer to Forms of ID for a list of acceptable paper identification documents). Under oath, the credible witness must swear or affirm that each of the following is true: (a) The individual appearing before the notary public as the signer of the document is the person named in the document; (b) The credible witness personally knows the signer; (c) The credible witness reasonably believes that the circumstances of the signer are such that it would be very difficult or impossible for the signer to obtain another form of identification; (d) The signer does not possess any of the identification documents authorized by law to establish the signer’s identity; (e) The credible witness does not have a financial interest and is not named in the document signed.